A Note From Jill

As wealth managers, an integral part of our service is helping our clients to envision and plan for the future.  Discussions about the future almost always involve deep conversations about goals and desires, and they are an essential starting point for a meaningful investment strategy and financial plan.  Once we understand our clients’ goals our job is to create a road map to their achievement and to identify and mitigate risks that might compromise success.  From savings plans to spending strategies, insurance coverages to estate planning, cash flow projections to tailored portfolios, we are charged to protect all aspects of our clients’ financial futures.  We do this while making the best decisions we can for them each day with the assets they entrust to our management.

I recently experienced a sudden and unexpected loss in my personal life that brought me screeching back from an envisioned future landing me squarely in the reality of the present. It has made me think about the juxtaposition of future and present with more intent than I have done before.  How do you find the right balance between living for the moment and securing the future?As financial planners we strive to help our clients answer this question intellectually.  We can calculate the amount needed for a secure future, create and manage portfolios designed to best attain “the number” and analyze income and spending rates.  If their means allow, we often encourage our clients to spend more money on living the life they want today.  While there can be nuances, the numbers are usually pretty black and white and the analysis provides clarity.

If you had all the money in the world what would you do with your life? The answer to this question gets to the root of what really matters to most people.  Time and health are precious and finite commodities. Rarer still is the convergence of time, health and money.  We want to help you make the most of those times.  We can quantify what is measurable as you balance the present and the future.  You need to ask yourself the tougher, more intimate questions about your purpose and your wishes.  We can then help you integrate the analytical and the emotional so that your personal plan shows you your options for living fully today while securing your tomorrow.

Best wishes to you and your loved ones for a joyful Holiday Season.